eConsent

lease read this information carefully and print a copy or save it for future reference. 

Introduction: By submitting a request to connect with one of our third-party lenders, you are granting your consent for the use of electronic signatures, records, and disclosures (“E-Consent”). To provide you with a loan, our third-party lenders require your agreement to engage in transactions involving electronic signatures, electronic records, and electronic contract documents (“Disclosures”). This form informs you of your rights when it comes to receiving electronic disclosures, notices, and information. Your acknowledgment of receiving this E-Consent and your consent to conduct transactions electronically is confirmed by clicking on the link and agreeing to our terms.

Option for Paper or Non-Electronic Records: If you prefer, you have the right to request paper copies of any Disclosures by directly contacting the third-party lender. The lenders are committed to providing these paper copies at no additional cost. Furthermore, the lenders will retain all Disclosures in accordance with applicable laws.

Scope of Consent: This E-Consent extends to all online interactions involving you and the third-party lender, encompassing engagements on any mobile device, such as phones, smartphones, and tablets. By opting for this E-Consent, you authorize the third-party lender to electronically process your information and engage with you during all online interactions. Additionally, the lender may electronically deliver notices pertaining to its interactions and transactions. Disclosures may be presented online, either on our or the third-party lenders’ websites, and may also be provided via email.

Consenting to Electronic Business Transactions: Prior to opting for electronic transactions with the third-party lenders, it’s essential to assess whether you possess the necessary hardware and software capabilities outlined below.

Hardware and Software Requirements: In order to access and retain the Disclosures electronically, you must have the following computer software and hardware:

A PC or MAC-compatible computer or any other device capable of connecting to the Internet. Access to an email account.
An Internet Browser software program that supports at least 128-bit encryption, such as Microsoft® Internet Explorer, Netscape®, or Mozilla Firefox®.
For reading certain documents, a PDF file reader like Adobe® Acrobat Reader X® or Foxit® may be required. A printer or a long-term storage device, such as your computer’s disk drive, is necessary to keep a copy of the Disclosures for future reference.

Withdrawing Consent: Your E-Consent for our connecting service and the consideration of your connecting request by our third-party lenders cannot be withdrawn since it pertains to a one-time transaction. Once you are connected with one or more third-party lenders, you have the option to withdraw your E-Consent with those specific lenders at any time and without incurring any charges. It’s important to note that if you choose to withdraw this E-Consent before receiving credit, it may impact your ability to obtain credit from the lender. Should you wish to withdraw this E-Consent, please reach out directly to the third-party lender. Importantly, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected by the withdrawal of this E-Consent.

Change to Your Contact Information: It is important to ensure that third-party lenders are aware of any changes in your electronic address or mailing address. To update this information, you can either log into the third-party lender’s website or send a written update to the lender by mail. Keeping them informed will help ensure smooth communication and prevent any disruptions in the services provided.

Your Ability To Access Disclosures: By clicking on the link, you affirm your agreement to our terms. You recognize that you have the capability to access the disclosures in the designated formats as described above.

Consent: By clicking on the link, you agree to the terms outlined. You confirm that you have read the information regarding electronic signatures, records, disclosures, and electronic business transactions. Your consent extends to the use of electronic signatures, receiving all disclosures in electronic form, and conducting business with the lender electronically. Additionally, you acknowledge the option to request a paper copy of the electronic records and disclosures, provided at no cost. If you choose not to proceed, it implies that you do not wish to use electronic signatures or engage in this transaction electronically. Furthermore, you recognize that your consent to electronic disclosures is essential for receiving services from third-party lenders via the internet.